Practice Areas | Fisher Law Offices, PLLC

Bankruptcy Representation for Individual Debtors

Chapters 7, 11, 12 and 13

Financial difficulties can be overwhelming, whether they arise from credit card debt, home foreclosure, vehicle repossession, unexpected medical expenses, job loss, a distressed business, or other life circumstances.At Fisher Law, we help individuals and families understand their options under the Bankruptcy Code and determine the best path forward. With nearly 30 years of experience representing individuals and married couples in Chapter 7, Chapter 11, Chapter 12, and Chapter 13 cases, we provide knowledgeable, practical guidance tailored to each client’s financial circumstances and goals.

Our approach combines sophisticated bankruptcy experience with personal attention and straightforward advice.We work to protect our clients’ interests, evaluate available options, and help them navigate the bankruptcy process as efficiently as possible. We offer free initial consultations because we believe everyone deserves the opportunity to understand their options before making important financial decisions.

Business Restructuring and Liquidation

Chapter 11 and Subchapter V

Our attorneys provide low cost consultations to help businesses of varying sizes determine the most financially responsible path forward - restructuring or liquidation.

Financial distress does not always mean a business must close.With the right strategy, bankruptcy can provide an opportunity to restructure debt, preserve business value, address creditor claims, and position a company for a more sustainable future. Fisher Law represents businesses and business owners in Chapter 11 reorganizations and other complex restructuring matters, helping clients evaluate their options and develop strategies that account for both their legal obligations and commercial objectives.

Our attorneys have substantial experience with Chapter 11 and Subchapter V reorganizations, including regularly representing business debtors in Subchapter V proceedings in both New Hampshire and Vermont.We understand that a restructuring must make economic sense, not simply satisfy legal requirements. We combine focused bankruptcy knowledge with practical problem-solving and cost-conscious representation, working to achieve meaningful results without imposing unnecessary expense on businesses already facing financial pressure.

Creditors’ Rights

When a customer, borrower, business partner, or other obligor files for bankruptcy, creditors face important decisions about how to protect their interests and maximize potential recovery.Fisher Law represents creditors in bankruptcy proceedings, helping them understand their rights, evaluate available remedies, assert and protect their claims, and navigate the procedural and substantive requirements of bankruptcy court. We provide practical counsel designed to help creditors make informed decisions and protect their financial interests.

Bankruptcy proceedings can present opportunities to recover assets, challenge improper transfers, protect collateral, and address disputes over the validity, priority, or discharge of debts.We help creditors assess the strengths and risks of their positions, develop effective strategies, and pursue appropriate remedies through negotiation or litigation when necessary. Our focus is on clear advice, efficient advocacy, and commercially sensible solutions.

Bankruptcy Litigation

Bankruptcy litigation often involves complex financial transactions, competing creditor interests, and significant questions about the rights and obligations of debtors and creditors.Fisher Law represents both plaintiffs and defendants in bankruptcy adversary proceedings and contested matters in New Hampshire and Vermont. Our practice includes fraudulent transfer and preference litigation, objections to discharge and dischargeability disputes, student loan discharge proceedings, claim disputes, and other contested bankruptcy matters.

We bring focused bankruptcy knowledge, careful analysis, and practical judgment to disputes at every stage, from evaluating potential claims and defenses through negotiation, mediation, motion practice, and trial.We understand that the strongest legal strategy is not always the most expensive one. We work closely with clients to assess the merits of a dispute, identify the most effective path toward resolution, and pursue an outcome that makes sense in light of the risks, potential recovery, and cost of litigation.